Net salary
Your take-home pay in Italy, from 2024 to 2026.
It is in your contract or offer letter.
€2,307.69 gross a month over 13 payslips
Only know your net pay? Work out the gross from the net
Monthly net pay
€1,801.96
average over 13 payslips
Annual net pay €23,425.52
Deductions: 21.91% of gross (€6,574.48 of €30,000.00).
What the calculation assumes
- Tax year 2026Change tax year
- Region: LombardyChange region
- Municipal surcharge 0.80%, municipality not chosenChange municipality
- 13 payslips a yearChange payslips a year
- Permanent, private sectorChange contract
- No dependantsChange dependants
- No deductible expensesChange deductible expenses
- No benefits or welfareChange benefits and welfare
Estimate: your payslip is what counts. Data checked on 28 September 2026: 7 values used in this calculation are still to be verified.
Breakdown
| Item | Monthly average | Annual |
|---|---|---|
| GrossRAL | €2,307.69 | €30,000.00 |
| INPS contributions, deducted9.19% of gross | −€212.08 | −€2,757.00 |
| Taxable incomegross minus contributions | €2,095.61 | €27,243.00 |
| Net IRPEF, deductedin brackets, minus tax credits | −€247.82 | −€3,221.60 |
| Regional surcharge, deductedLombardy, 1.23–1.73% | −€29.07 | −€377.94 |
| Municipal surcharge, deductedmunicipality not chosen, 0.80% | −€16.76 | −€217.94 |
| Nettaxable income minus IRPEF and surcharges | €1,801.96 | €23,425.52 |
Type at least 2 letters: we search the municipalities in Lombardy.
No municipality chosen: for now we use 0.80%. Choose your municipality for the right rate and exemption.
Cannot find your municipality?
Fine-tune the calculation
Dependants, expenses and benefits change your net pay; each group shows the values in use.
Contract and INPSPermanent, private sector, contributions 9.19%
DependantsNone
Deductible expensesNone
Special conditionsNone
Benefits and welfareNone
IRPEF bracket
- 23%up to €28,000
- 33%28,000 to €50,000
- 43%above €50,000
Your taxable income, €27,243.00, is in the first bracket, at 23%. You are €757.00 away from the next bracket.
If your gross pay rises by €1,000
+€579.89net a year
That is €44.61 more a month, over 13 payslips. Of each extra gross euro you keep 58 cents.
Marginal rate 42.01%, the part of each extra gross euro that goes in deductions.
Same gross, other years
| Year | Annual net | Compared with 2026 |
|---|---|---|
| 2024 | €23,407.72 | −€17.80 |
| 2025 | €23,425.52 | same |
| 2026 | €23,425.52 | chosen year |
In 2026 the rate from 28,000 to €50,000 went down from 35% to 33%.
Understanding the calculation
From gross to net: the steps
Your share of contributions to the national social security institute (INPS) comes off the gross annual pay. On the taxable income that remains, the personal income tax (IRPEF) is charged in brackets and the tax credits you are entitled to are subtracted. Then the regional and municipal surcharges come off and any payroll credits are added.
IRPEF brackets from 2024 to 2026
In 2026: 23% up to €28,000, 33% from €28,000 to €50,000, 43% above. In 2024 and 2025 the middle bracket was 35%. Each rate applies only to the part of income that falls in its bracket.
The tax wedge cut
The tax wedge is the gap between what you cost your employer and what reaches your payslip. The cut works in two ways: an extra payment for incomes up to €20,000 and an extra tax credit of up to €1,000 between €20,000 and €40,000. In 2024 there was a cut in INPS contributions instead.
Regional and municipal surcharges
Your region and your municipality each add a tax on top of IRPEF, worked out on your taxable income at rates that differ from place to place. We use the rates the Department of Finance publishes for every region and every municipality.
Differences from your payslip
The calculation uses the general rules: allowances in your collective agreement, overtime, bonuses or special deductions change the net pay. The month matters too, because the thirteenth-month pay and the year-end adjustment are taxed differently.