Unemployment benefit (NASpI)
How much you get each month, and for how long, if you lose your job through no choice of your own, under the INPS rules from 2024 to 2026.
The total pensionable pay on your Certificazioni Uniche (CU, the yearly pay statements), without severance pay (TFR): with 4 years of work it is about 4 times your gross annual salary.
That is €2,166.67 gross a month on average over the 200 weeks
At least 13; a full year is 52 weeks, maternity and parental leave included.
From 55 the reduction starts in month 8 instead of month 6.
In that case you need at least 13 weeks of contributions after the resignation.
The weeks of the job you started after resigning.
Gross monthly amount
€1,270.03
in the first 5 months
About €1,130 net a month, if you have no other income in 2026
For 100 weeks, about 23 months: €23,681.25 gross in all
What the calculation assumes
- Job ended in 2026Change year the job ended
- €100,000.00 gross over 4 yearsChange gross pay
- 200 weeks of contributionsChange weeks of contributions
- 40 years old when you applyChange age
- No resignation in the last 12 monthsChange resignation
- No other income in 2026Change other income
- Resident in Lombardy, municipal surcharge 0.80%Change residence
Estimate: INPS works out the exact amount and also withholds income tax. We do not account for new jobs while you receive NASpI. Data checked on 28 September 2026: 5 values used in this calculation are still to be verified.
How the amount is worked out
| Item | Value |
|---|---|
| Monthly reference payaverage over the last 4 years | €2,166.67 |
| First month’s amount75% up to €1,456.72, 25% above | €1,270.03 |
| Durationhalf the weeks of contributions | 100 weeks |
| Reductionfrom month 6 | −3% a month |
| Gross totalsum of 23 months | €23,681.25 |
How we estimate the net amount
| Item | First 12 months |
|---|---|
| Gross totalfirst 12 months of NASpI | €14,235.20 |
| Net income tax (IRPEF), deducted23%, minus the employment income deduction | −€1,319.10 |
| Regional surcharge, deductedLombardy, 1.23% | −€175.09 |
| Municipal surcharge, deducted0.80%, no municipality chosen | −€113.88 |
| Estimated net11.30% in taxes | €12,627.13 |
To estimate the net amountNo other income in 2026; Lombardy, municipal surcharge 0.80%
Month by month
The chart and the table show the same gross amounts; the table adds the estimated net.
Month
| Month | Gross | Estimated net | Compared with month 1 |
|---|---|---|---|
| 1 | €1,270.03 | €1,126.56 | 0.00% |
| 2 | €1,270.03 | €1,126.56 | 0.00% |
| 3 | €1,270.03 | €1,126.56 | 0.00% |
| 4 | €1,270.03 | €1,126.56 | 0.00% |
| 5 | €1,270.03 | €1,126.56 | 0.00% |
| 6 | €1,231.93 | €1,092.77 | −3.00% |
| 7 | €1,194.97 | €1,059.98 | −5.91% |
| 8 | €1,159.12 | €1,028.18 | −8.73% |
| 9 | €1,124.35 | €997.34 | −11.47% |
| 10 | €1,090.62 | €967.42 | −14.13% |
| 11 | €1,057.90 | €938.40 | −16.70% |
| 12 | €1,026.16 | €910.24 | −19.20% |
| Total | €23,681.25 | €21,006.11 |
Understanding NASpI
Who is entitled to NASpI
Anyone who loses their job through no choice of their own: for example after a dismissal, at the end of a fixed-term contract or after resigning for just cause. You need at least 13 weeks of contributions in the last 4 years. Apply to INPS within 68 days of the end of the job.
How long NASpI lasts
Half the weeks of contributions in the last 4 years, up to 104 weeks, about 24 months. With 100 weeks of contributions you get 50 weeks of NASpI.
Income tax on NASpI
NASpI is taxed like a salary, with the employment income deduction, and INPS withholds the tax every month. That is why we show the gross amount and an estimate of the net, which depends on your other income in the year.
Working while you receive NASpI
You can, but you must tell INPS, which reduces or suspends the benefit depending on the contract and the income. This calculation does not account for it: check your case with INPS.