How much TFR you build up
The amount you build up year by year, revaluation and tax already worked out.
The gross salary the TFR quota is calculated on.
How many years you stay with the same employer.
Drives the yearly revaluation: 1.5% fixed plus 75% of inflation.
Accumulated TFR
€23,205.22
Annual quota €2,072.22, before separate taxation
What the calculation assumes
- RAL of €30,000.00Change RAL
- 10 years of serviceChange years of service
- Expected inflation 2.00%Change expected inflation
Estimate: each year you set aside about 7.4% of your salary, revalued at 1.5% plus 75% of ISTAT inflation, with a 17% substitute tax on the revaluation. At payout, separate taxation applies and is not computed here. Data checked on 28 September 2026.
Breakdown
| Item | Amount |
|---|---|
| Quotas set aside | €20,722.20 |
| Net revaluation | €2,483.02 |
| Accumulated TFR | €23,205.22 |
Year by year
| Year | Quota | Revaluation | Accumulated |
|---|---|---|---|
| 1 | €2,072.22 | €0.00 | €2,072.22 |
| 2 | €2,072.22 | €51.60 | €4,196.04 |
| 3 | €2,072.22 | €104.48 | €6,372.74 |
| 4 | €2,072.22 | €158.68 | €8,603.64 |
| 5 | €2,072.22 | €214.23 | €10,890.09 |
| 6 | €2,072.22 | €271.16 | €13,233.47 |
| 7 | €2,072.22 | €329.51 | €15,635.20 |
| 8 | €2,072.22 | €389.32 | €18,096.74 |
| 9 | €2,072.22 | €450.61 | €20,619.57 |
| 10 | €2,072.22 | €513.43 | €23,205.22 |